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Are you moving and you want to rent for a while before you purchase your dream home. Joe Machado can help you find locally a long or short term rental, furnished or unfurnished. (888)833-3860 

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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
What 45,000 sq.ft. home on 5-acres on Lake Washington is described as an 'adventurous house' by its owner?

A 
The home of Microsoft's Bill Gates ($40+ million) has a wall of 24 video monitors featuring art and film and a 60-foot pool.
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Joe Machado, REALTOR®, real estate agent and broker for Tucson, Vail, Sahuarita and Dove Mountain Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Joe Machado
HomeSmart Real Estate

6893 N. Oracle Rd, Ste 111
Tucson, AZ 85704
Cell: 520-400-0957
Toll Free: 888-833-3860
Joe@JoeMachado.com

Assisting buyers for the past 18 years, acquiring the dream of a lifetime. Sellers moving to accomplish a goal. And Investors, securing their future. Please call for a free consultation at 888-833-3860. or e mail to joe@joemachado.com

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