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Real Estate Tips
First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Real Estate Trivia
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What unique type of home is making news as an affordable, environmentally-friendly housing alternative?

A 
Straw bale homes may well become the non-toxic, affordable home of choice in the future.
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Joe Machado, REALTOR®, real estate agent and broker for Tucson, Vail, Sahuarita and Dove Mountain Arizona home listings, property and land for sale - NUMBER1EXPERT™

Joe Machado
HomeSmart Real Estate

6893 N. Oracle Rd, Ste 111
Tucson, AZ 85704
Cell: 520-400-0957
Joe@JoeMachado.com

Assisting buyers for the past 18 years, acquiring the dream of a lifetime. Sellers moving to accomplish a goal. And Investors, securing their future. Please call for a free consultation at 888-833-3860. or e mail to joe@joemachado.com

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